Banking · Financial Services · Insurance

The Future of Banking
Runs on Intelligence.

From customer acquisition to loan disbursal, policy renewals to collections — Togile unifies every BFSI operation into one AI-powered revenue intelligence platform.

Book a Financial Services Demo Start Free

142

Branches

$48.2M

Revenue

94%

Collection Rate

1,847

New Customers

BFSI Overview

LIVE

Loan Pipeline

$84.2M

+18% ↑

Insurance

$12.4M

+24% ↑

Collections

$12.4M

94% efficiency

Cross-Sell

42%

+14% ↑

Revenue Growth

AI Alert

Rajesh Kumar eligible for premium card. AI suggests RM outreach today.

The Reality

Banks have more customer data
than ever before.
Yet less visibility than ever.

Customer interactions span websites, branches, RM visits, calls, WhatsApp, apps, and support — scattered across 9+ disconnected systems. The result? Lost leads, slow processing, weak cross-sell, and executives flying blind.

Lead Leakage

Website leads, branch walk-ins, and referrals disappear between systems. No tracking means no follow-up — and no revenue.

38% of leads never contacted

Slow Loan Processing

Manual documentation, email approvals, and disconnected teams turn a 7-day loan into a 21-day ordeal.

Customers walk away

Zero Cross-Sell Visibility

A customer has a savings account, a demat account, and an insurance policy — in three different systems. Nobody sees the full picture.

Share of wallet stays flat

Reactive Collections

EMIs become overdue before anyone notices. Manual follow-ups, no prediction, no automation.

NPAs rise. Cash flow suffers

“You have more customer data than any previous generation. Yet you still can't answer one question: What does this customer need next?”

The Lifecycle

Every Stage. One Journey.

Scroll through the complete BFSI customer lifecycle — from first click to lifelong advocate. Each stage powered by the Togile ecosystem.

Visitor

Website · App · Branch

Customer explores products online or walks into a branch. Every interaction is captured — website forms, app clicks, branch visits.

Togile CRM captures

Lead Captured

Auto-scored · Auto-routed

AI scores every lead using credit profile, product interest, and engagement. High-value leads routed to top RMs automatically.

AI Lead Intelligence

Qualification

AI Scored · 9.2/10

Lead scored 9.2/10 — home loan inquiry, $2.4M property. Routed to Priya (top RM). AI suggests next best action: call within 2 hours.

AI prioritizes

RM Meeting

CallZap · Recorded

RM calls customer. CallZap records, transcribes, and analyzes sentiment. AI summary added to customer timeline automatically.

CallZap

Documentation

OnField360 · On-site

Field officer visits customer for KYC and documents. OnField360 tracks location, collects documents digitally, and syncs to CRM in real-time.

OnField360

Proposal

Revora · Quote

AI generates loan/policy proposal with pricing, terms, and EMI structure. Revora creates quotation, sends to customer, tracks acceptance.

Revora

Approval

Automated Workflow

Automated approval workflow routes to credit team. AI flags risk factors. Approvals completed in hours, not days. Full audit trail.

Workflow Automation

Disbursal

Loan / Policy Issued

Loan disbursed or policy issued. Revora generates invoice, sets up EMI schedule, and syncs to collections. Customer onboarded.

Revora · Auto-invoice

Sentiment

Sentimental · AI

AI monitors customer sentiment across calls, emails, WhatsApp, and support. Detects dissatisfaction early. Recommends proactive action.

Sentimental

Cross-Sell

AI Recommended

AI detects: salary credited, FD maturing. Suggests mutual fund investment. RM gets notification. Cross-sell pitch ready.

AI Customer Intelligence

Renewal

Revora · Automated

Policy renewal due in 30 days. Revora sends automated reminder, prepares renewal proposal, notifies RM. Zero renewals missed.

Revora · Auto-renewal

Advocate

Referral · Growth

Happy customer refers family. AI tracks referral source, scores new lead, and routes to same RM. Growth loop complete.

Growth loops

Capabilities

Everything BFSI Needs.
In One Grid.

Customer Acquisition

AI lead scoring, multi-channel capture, automatic RM routing. Every lead — website, branch, field, referral — tracked end-to-end.

CRMLead ScoringPipeline

Loan Ops

Application tracking, documentation, approval workflows, bottleneck detection.

Insurance

Policy lifecycle & renewals

Collections

AI reminders & recovery

Communication

GSM calling, WhatsApp, SMS, email — all unified in one customer timeline with AI sentiment analysis.

CallZapWhatsAppSMS

Branch Ops

RM leaderboards

Wealth Mgmt

Portfolio & advisory

Revenue Intelligence

Real-time revenue, branch performance, pipeline forecasting, and executive dashboards — all powered by AI.

ForecastingDashboardsAnalytics

AI & Automation

AI lead scoring, cross-sell recommendations, next-best-action, collections prediction, risk detection, and workflow automation — 24/7.

Lead ScoringCross-SellRisk DetectionAutomation

Field Ops

Visits & docs

Approvals

Workflow & audit

AI in Action

AI That Doesn't Just Analyze.
It Acts.

AI Relationship Manager

Recommends the next best action for every customer — when to call, what to offer, when to follow up.

Rajesh Kumar — call today. Premium credit card eligible (94%).

AI Lead Intelligence

Prioritizes leads using credit profile, product interest, and engagement. Routes to the right RM.

Lead scored 9.2/10 — home loan, $2.4M property. Routed to Priya.

AI Collections Assistant

Predicts overdue payments, automates EMI reminders, retries failed payments, schedules field visits.

3 EMIs predicted overdue ($14.5K). Reminders sent, 2 field visits scheduled.

AI Cross-Sell Intelligence

Detects customer needs based on life events, transactions, and portfolio gaps. Suggests the right product at the right time.

Sneha Patel — salary credited, FD maturing. Suggest mutual fund (+$50K AUM).

AI Risk Insights

Highlights stalled applications, identifies bottlenecks, and flags at-risk loans before revenue is lost.

Home Loan #HL-4821 — stalled 12 days. $4.2M at risk. Escalated.

Executive Dashboards

Every Branch. Every Metric.
One View.

Key Metrics

Revenue

$48.2M

+22% ↑

Pipeline

$84.2M

+18% ↑

Customers

1,847

+24% ↑

NRR

118%

+12% ↑

AI Insight

Branch 42 outperforming by 34%. Replicate their cross-sell playbook across bottom 20 branches.

Revenue by Branch — Top 8142 branches

Branch 42

$4.2M

Branch 18

$3.8M

Branch 07

$3.4M

Branch 31

$3.1M

Branch 56

$2.8M

Branch 92

$2.3M

Loans 40%$19.3M

Insurance 30%$14.5M

Investments 20%$9.6M

BFSI Segments

Built for Every Type of
Financial Institution.

Banking

Retail · Corporate · Digital

NBFC

Loans · Recovery · Collections

Insurance

Policy · Renewals · Claims

Wealth Mgmt

Portfolio · Advisory

Micro Finance

Field · Branch Ops

FinTech

Digital Lending · Onboarding

Business Outcomes

Measurable Impact.
Not Promises.

+45%

Advisor Productivity

-38%

Lead Leakage

94%

Collection Rate

-45%

Loan Processing

+52%

Cross-Sell Revenue

94.2%

Retention Rate

+22%

Revenue Growth

100%

Real-time Visibility

Security & Compliance

AES-256Audit LogsISO-27001VAPT-AuditAWS

Integrations

Core BankingLoan MgmtPaymentsERPREST APIsWebhooks

100+ Integrations · 99.9% Uptime SLA · Enterprise-Grade Security

FAQ

Questions, Answered.

Can Togile support multiple branches?

Can AI prioritize financial leads?

Can I automate collections and EMI reminders?

Can I manage loan applications end-to-end?

Can Togile improve cross-selling?

Can I integrate with Core Banking systems?

Is Togile secure enough for financial data?

What's the typical implementation timeline?

AI-Powered BFSI Platform

Build the Future of
Banking & Insurance.

Empower every advisor, branch, customer, and executive with one AI Native Revenue Intelligence Platform built for modern financial institutions.

Book a Financial Services Demo Start Free

ISO-27001AES-25699.9% UptimeRBI / IRDAI Ready

The Future of BankingRuns on Intelligence.

Banks have more customer datathan ever before.Yet less visibility than ever.

Lead Leakage

Slow Loan Processing

Zero Cross-Sell Visibility

Reactive Collections

Every Stage. One Journey.

Visitor

Lead Captured

Qualification

RM Meeting

Documentation

Proposal

Approval

Disbursal

Sentiment

Cross-Sell

Renewal

Advocate

Everything BFSI Needs.In One Grid.

AI That Doesn't Just Analyze.It Acts.

Every Branch. Every Metric.One View.

Built for Every Type ofFinancial Institution.

Measurable Impact.Not Promises.

Questions, Answered.

Build the Future ofBanking & Insurance.

The Future of Banking
Runs on Intelligence.

Banks have more customer data
than ever before.
Yet less visibility than ever.

Everything BFSI Needs.
In One Grid.

AI That Doesn't Just Analyze.
It Acts.

Every Branch. Every Metric.
One View.

Built for Every Type of
Financial Institution.

Measurable Impact.
Not Promises.

Build the Future of
Banking & Insurance.